Goldleaf Insurance Inc. © Copyright 2017, ALL RIGHTS RESERVED


Protecting your privacy is important to us

Goldleaf Insurance Services Inc. is committed to protection our customers’ personal information. Our Privacy Policy explains how we collect, use, disclose and store your personal information. 

The personal information we collect 
Why we need the information 
Third-Party collection and transfer of your personal information 
Your consent to our collection, use and disclosure of your information 
Protecting your personal information 
Your right to request access to your personal information 
Accuracy of personal information 
The duration for keeping your personal information 
Withdrawing your consent regarding the receipt of product information 
How to contact us 
Changes to Privacy Policy 

The personal information we collect
We only collect the information we need for the purposes of providing and servicing your financial and insurance products. 

Personal information means information about an “identifiable individual” and may include:

. Credit information
. Health information
. Lifestyle information
. Net worth
. Marital status
. Sex
. Date of birth
. Social insurance number
. Citizenship status
. Income
. Occupation
. Name, home address and phone number 

Why we need the information
We use your personal information to:

Confirm your identity 
Determine your eligibility or need for insurance and financial products 
Determine and verify your creditworthiness for the financial and insurance products and services you request 
Administer and service products and services you request 
Administer and service the insurance and/or financial products we provide 
Meet regulatory and contractual requirements relating to the services and products provided to you. 

Third-Party Collection and transfer of personal information
We may collect your personal information from and transfer your personal information to, third party service providers such as our affiliates, the Medical Information Bureau, reinsurers, doctors, advisors or data processors for the purposes of assisting us in evaluating risks for life insurance (underwriting), investigations, servicing and administration, and claims. All of our service providers with whom we have a contractual relationship are required to protect your personal information in accordance with this Privacy Policy and our privacy practices, where we have transferred your personal information to these parties. 

Your consent to our collection, use and disclosure of your information
We will only collect, use or disclose personal information with your consent, except as required by law.
Your consent is required for the collection, use or disclosure of your personal information, except where required by law. Consent may be oral or written, express (eg. Providing your personal information on an application form) or implied(eg. Not withdrawing your consent to a certain use of your personal information when given the opportunity to do so) Your authorized representative may give consent on your behalf.

Your can withdraw your consent for us to collect, use and disclose your personal information any time, subject to legal and contractual restrictions and reasonable notice. 

Protecting your personal information
We are responsible for all personal information under our control. We maintain a file of your personal information. Only Goldleaf Insurance employees, agents and authorized service providers who need your personal information to do their jobs are given access to your personal information.

We have developed physical, electronic and procedural safeguards intended to safeguard your personal information against loss, theft, unauthorized disclosure, copying and unauthorized use or modification. However, we are not responsible for the privacy practices and policies of companies or organizations who may obtain personal information independently of any relationship they may have with us. We are not also responsible for the privacy practices and policies of companies or organizations to whose websites our websites may provide links. Please review the privacy policies of these companies and organizations before providing your personal information. 

Your right to request access to your personal information
You have the right to know:

If we hold any personal information about you. However, if we have any sensitive medical information about you from a third party, we will only release this information through your physician.
How we have used and are using any personal information about you.

To whom we have disclosed any personal information about you

You can write to us if you want to access the personal information we have about you . In some situations, you may not be able to access all of your personal information. For example, we may not be able to disclose information. For example, we may not be able to disclose information if it would revel personal information about a third party or would reveal confidential commercial information.

Accuracy of personal information
We will try to ensure that the personal information collected and used is accurate and, where necessary, updated. You have the right to request correction of any inaccurate or incomplete information about you in our possession.

The duration for keeping your personal information
Your personal information will only be kept as long as it is needed or as required by law. The length of time that we keep your personal information will depend upon the product or service that we provide to you and the nature of the information. 

Withdrawing your consent regarding the receipt of product information
If you do not want your personal information to be used for marketing or promotional purposes, please:

i) follow the procedures, where available, indicated at the point of collection to “opt out” so that your personal information is not collected or used or disclosed for those purposes; or
ii) where an opt out is not offered, let your advisor know that you wish to opt out. 

How to contact us
Requests for access to or an update or correction of your personal information or privacy-related questions, complaints or comments may be directed in writing to following address:
Goldleaf Insurance Services Inc.
Unit-102, 13049 76 Ave
Surrey, B.C.
V3W 2V7

Changes to Privacy Policy
Goldleaf Insurances Services Inc. may review and amend this Privacy and Policy without notice. Please review the Privacy Policy periodically to ensure that your are aware of our current information management practices. If you continue to provide personal information after we have changed our Privacy Policy, we will assume that you have accepted these changes.